Sunday, November 29, 2015

Upper Marlboro MD Homes for Sale and Sold for October 2015

Upper Marlboro MD Homes for Sale and Sold for October 2015

Upper Marlboro, MD Homes for Sale has seen   steady price improvement    month to month as well as year to year as inventory levels    remain consistent with season.

The Numbers Month to Month and Year to Year

The median sales price of detached Homes in Upper Marlboro MD Homes for Sale was $302,181 in October 2015 a decrease of about 4.81% from last year

The median sales price of townhouses Upper Marlboro MD Homes for Sale was 
$259, 089 in October 2015 a decrease of about 2.03% from last year

The median sales price of condo Upper Marlboro MD Homes for Sale was $133,910 in October  2015 an increase of about 21.09% from last year

The number of Upper Marlboro, MD Homes for Sale that sold was 106 in October 2015

There is 142 Upper Marlboro, MD Homes for Sale that are in contract which represents 20.25% of the overall available inventory of 701 homes.


11009 TULIP HILL LN, UPPER MARLBORO, MD 20772
$762,719



  
4409 GRAZING WAY, UPPER MARLBORO, MD 20772      
$424,960



14100 FARNSWORTH LN #2401, UPPER MARLBORO, MD 20772
$60,000


This Month’s Must See in Upper Marlboro
This Month’s Most Expensive

The most expensive of all Upper Marlboro, MD Homes for sale this month is listed at   $762,719  and includes 4 bedrooms, 4.5 baths and is over 45,738 sq ft.  This home is move in ready for the right buyer. (schedule a showing).


This Month’s Least Expensive

The least expensive of all Upper Marlboro, MD homes for sale came in at $60,000 and would be a great home for a first time homebuyer or an investor looking for a rental property with positive cash flow. It has 2 bedrooms, 2 baths and could use a little updating (schedule a showing).


If you are thinking of putting your house on the market  for sale in Upper Marlboro . I will like to share with you

Additional pointers to get to SOLD Fast. Get personalized Home Value Estimator Here.


Other Market Reports We Have

Home Searches:


Keji & Associates of Fairfax Realty is a team of licensed agents working daily to get homes sold  for our clients in Bowie, Upper Marlboro, Fort Washington and other parts of the metro area. We delight our clients by delivering  world class service every step of the way and we strive to create a win-win situation this  is all part of our values and beliefs. Contact us @ 301-613-2043, email keji@metrohomesrealty.com or visit our website . www.metrohomesrealty.com


Fairwood, Bowie MD Homes for Sale and Sold for November 2015

Fairwood, Bowie MD Homes for Sale and Sold for November 2015

Fairwood, Bowie, MD Homes for Sale has seen steady price improvement month to month as well as year to year as inventory levels remain consistent with season.


Homes Recently Sold in Fairwood,Bowie For November 2015


The median sales price of detached Homes in Fairwood, Bowie MD Homes for Sale was  $514.495  in November 2015 a decrease of about 7.67from last year.


The number of Fairwood, Bowie MD Homes for Sale that was sold in November  2015 is 2 


There is 2 Fairwood,Bowie MD Homes for Sale that are in contract which represents 9% of  the overall available inventory of 18 homes.




 

12307 EUGENES PROSPECT DR, BOWIE, MD 20720Price: $529,990
 





4955 COLLINGTONS BOUNTY DR, BOWIE, MD 20720
Price: $410,000






12307 EUGENES PROSPECT DR, BOWIE, MD 20720
Price: $499,000




This Month’s Must See in Fairwoood,Bowie


This Month’s Most Expensive

The most expensive of all  Fairwood, Bowie, MD Homes for sale this month is listed at $514,495  and includes 5 bedrooms, 4.5 baths and is over 20,273 sq ft. This home is move in ready for the right buyer. (schedule a showing).

This Month’s Least Expensive

 The least expensive of all Bowie MD homes for sale came in at $499,000 and would be a great home for an investor looking for a  property with to repair and gain instant value. It has 4 bedrooms and 3.1 baths  and could use a little updating (schedule a showing).
If you are thinking of putting your house on the market  for sale in Bowie. I will like to share with you additional pointers to get to SOLD Fast. Get personalized Home Value Estimator Here.


Other Market Reports We Have

Home Searches:




  


Keji & Associates of Fairfax Realty is a team of licensed agents working daily to get homes sold  for our clients in Bowie, Bowie, Fort Washington and other parts of the metro area. We delight our clients by delivering  world class service every step of the way and we strive to create a win-win situation this  is all part of our values and beliefs. Contact us @ 301-613-2043, email keji@metrohomesrealty.com or visit our website . www.metrohomesrealty.com


Pointer Ridge, Bowie MD Homes for Sale and Sold for November 2015


Pointer Ridge, Bowie MD Homes for Sale and Sold for November 2015
 
Pointer Ridge, Bowie, MD Homes for Sale has seen steady price improvement month to month as well as year to year as inventory levels remain consistent with season. 
Homes Recently Sold in Pointer Ridge, Bowie , MD For November 2015
The median sales price of detached Homes in Pointer Ridge, Bowie MD Homes for Sale was $299,999 in November 2015 a decrease of about 11.50% from last year.

The number of Pointer Ridge ,Bowie Homes for Sale that was sold in November 2015 is 1.

 

There is 6 Pointer Ridge, Bowie MD Homes for Sale that are in contract which represents 4.17% of the overall available inventory of 25 homes.
15528 PEACH WALKER DR, BOWIE, MD 20716
Price: $299,999


15812 PINECROFT LN, BOWIE, MD 20716
Price: $275,000


 
15601 POWELL LN, BOWIE, MD 20716
Price: $272,900



This Month’s Must See in Pointer Ridge, Bowie

This Month’s Most Expensive
The most expensive of all Pointer Ridge, Bowie, MD Homes for sale this month is listed at $299,999 and includes 5 bedrooms, 3.2 baths and is over 11,429 sq ft. This home is move in ready for the right buyer. (schedule a showing).


This Month’s Least Expensive

The least expensive of all Pointer Ridge, Bowie MD homes for sale still in October 2015 came in at $272,900 and would be a great home for an investor looking for a property with to repair and gain instant value. It has 4 bedrooms and 2.5 baths and could use a little updating (schedule a showing).



If you are thinking of putting your house on the market for sale in Bowie. I will like to share with you additional pointers to get to SOLD Fast. Get personalized Home Value Estimator Here.
Other Market Reports We Have

Home Searches:




  


Keji & Associates of Fairfax Realty is a team of licensed agents working daily to get homes sold  for our clients in Bowie, Bowie, Fort Washington and other parts of the metro area. We delight our clients by delivering  world class service every step of the way and we strive to create a win-win situation this  is all part of our values and beliefs. Contact us @ 301-613-2043, email keji@metrohomesrealty.com or visit our website www.metrohomesrealty.com



Friday, November 20, 2015

Just in Time for the Holidays- Mortgage Choices For Buyers

Just in Time for the Holidays- Mortgage Choices For Buyers




To Buy or Sell Call Keji @ 301-613-2043

Here are some available Home Loan Programs

There  is still time this year to get pre-approve for home mortgage and start your journey to home ownership or upgrade to a bigger home.
These home loans are not just for first time buyers, move up buyers also qualify for them.

Community Development Administration (CDA)
Maryland Mortgage Programs  provides home buyer assistance programs by offering down payment and closing cost assistance of up to $5,000 to eligible home buyers. Find out More

CitiMortgage 3% Down Payment no MI: This low down payment loan is being offered exclusively by Citi mortgage for certain areas in Maryland, DC & Virginia. The program offers up to 2% closing cost to buyers who make under $87,000: Get More Information


Zero Down Mortgage: 100% financing up to 650K purchase price with NO MORTGAGE insurance!!
 - Put Zero Down with Fixed rate
-No Private Mortgage Insurance(PMI) Normally required when you put down less than 20%)Find out More

  
Community Homeownership Incentive Program (CHIP) loans puts the dream of homeownership within your reach. CHIP loans from BB&T have many attractive features to help borrowers along the path to owning their own home.

Benefits
CHIP loans offer home buyers the following benefits:



·                Up to 97% financing on the majority of allowed property types
·                First-time home buyers and previous homeowners eligible
·                Private mortgage insurance waived

DC Open Doors: Available for Home buyers in D.C only. The program will pay the down payment for FHA or Conventional buyers with 5 year grant: Click to get More Information


FHA Mortgages have lower down payment requirements that may be easier to qualify for than a conventional loan. The loans are made by private lenders and insured by the FHA, with both an upfront and a monthly charge for this insurance. The FHA has caps (limits) on the mortgage amount based on the county where the home is located. Click here for more information.


VA Mortgages are made by private lenders and guaranteed by the Department of Veterans Affairs (VA). VA loans are designed to help service people and veterans obtain financing at very reasonable rates and offer financing up to 100% of the home’s value with a maximum loan limit of $417,000. Find out More


Low credit Score? We have programs that will assist buyers with low credit scores to purchase within a few months. Get More Information






Keji & Associates of Fairfax Realty is a team of licensed agents working daily to get homes sold  for our clients in all parts of the metro area. We delight our clients by delivering  world class service every step of the way and we strive to create a win-win situation this  is all part of our values and beliefs. Contact us @ 301-613-2043, email keji@metrohomesrealty.com or visit our website @ www.metrohomesrealty.com

Wednesday, November 18, 2015

Best Ways to Boost Creditworthiness

Best Ways to Boost Creditworthiness

To Buy or Sell Call Keji @ 301-613-2043 

Using credit responsibly is an integral part of personal financial health. Not only is credit a key factor in securing loans for a home, vehicle or other major purchases, landlords often look at credit before approving new renters, as well.




“Improving and maintaining a positive credit history is important for people of all backgrounds, ages and life phases,” says Mike Sullivan, director of education for Take Charge America, a national nonprofit credit counseling and debt management agency. “A few credit missteps can set back your financial goals significantly, even years in some cases.”
To do just that, here are some greats tips on boosting your creditworthiness.

1. Limit the Number of Cards
People are bombarded with dazzling credit card offers, but applying for too many can negatively impact credit while also increasing the risk of deep debt.

2. Avoid Fees
Credit card companies charge fees for late payments—even when it’s just a day or two—and for exceeding card limits, even if it’s only a few dollars. Worse, exceeding limits or making late payments may trigger a higher interest rate and show up on your credit report.

3. Pay Off Balances Every Month
Many people fall into the trap of making just the minimum payment, but paying off balances ensures consumers aren’t wasting money on interest.

4. Never Get a Cash Advance
The prospect of quick cash is tempting, but advances almost always come with hefty fees and high interest.

5. Don’t Close Old Accounts…
While this may seem counterintuitive, closing a card may negatively impact your credit because it reduces credit-to-debt ratio and credit history, both major factors credit bureaus use to calculate scores.

6. …Unless There Is a Steep Annual Fee
In this case, the benefits of closing the account may outweigh the potential effect on credit.

7. Review Statements Each Month
It’s important to check your account statements monthly to ensure they are accurate and that you understand the terms.

8. Opt-Out of Prescreening
Minimize the temptation to open new cards by opting out of pre-screened offers at optoutprescreen.com.

9. Use the Perks
Credit cards offer perks beyond travel rewards and cash back, but many don’t know about them. Agreements spell out all of the benefits, from buyer protection and car rental discounts to extended warranties and free airport lounge access.

10. Use Cards Online
With identity theft on the rise, use credit when making purchases online. If your number is stolen, you will not be out any money while the card company investigates. With debit cards, the money may be inaccessible while the situation is being resolved.


Find out If you qualify For One of the many low to Zero Down Home Loans Available Here.


Keji & Associates of Fairfax Realty is a team of licensed agents working daily to get homes sold  for our clients in all parts of the metro area. We delight our clients by delivering  world class service every step of the way and we strive to create a win-win situation this  is all part of our values and beliefs. Contact us @ 301-613-2043, visit our website . www.metrohomesrealty.com